Blog by Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Bitcoin Finally Really Did Reach a New All-Time High

11/13/2024 11:10 AM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
Bitcoin Finally Really Did Reach a New All-Time High
Many are saying Bitcoin reached a new all-time high in March 2024. It didn't really, though. Find out why and how to determine when Bitcoin achieves a new all-time high.

Economic and Financial Planning Implications of President Trump's Second Term

11/08/2024 11:33 AM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
Economic and Financial Planning Implications of President Trump's Second Term
The re-election of President Trump is expected to bring substantial changes to tax policies, trade, and cryptocurrency regulations, all of which will influence market volatility, interest rates, and financial planning strategies.

Understanding Business Owner's Insurance Policy (BOP): Protecting Your Business from Unforeseen Risks

10/31/2024 09:43 AM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
Understanding Business Owner's Insurance Policy (BOP): Protecting Your Business from Unforeseen Risks
A Business Owners’ Policy (BOP) is an essential insurance package that provides comprehensive coverage for small to medium-sized businesses by combining property, liability, and business interruption insurance to protect against common risks.

Saving for Retirement vs Funding Your Children's College Education

10/24/2024 02:11 PM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
Saving for Retirement vs Funding Your Children's College Education
Balancing saving for retirement and funding a child’s education can be challenging, requiring thoughtful planning and discussion to address both goals effectively.

Equity Compensation Series: Employee Stock Purchase Plans

10/18/2024 09:28 AM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
Equity Compensation Series: Employee Stock Purchase Plans
Employee Stock Purchase Plans (ESPPs) allow employees to purchase company stock at a discount, offering potential financial benefits but requiring careful planning to manage risks and tax implications.

Preparing for a Stress-Free Retirement

10/10/2024 04:36 PM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
Preparing for a Stress-Free Retirement
Make the most of retirement by streamlining your finances. These steps can help alleviate stress and allow more time to focus on enjoying life’s experiences and the rewards of decades of hard work.

The Importance of a Diversified Portfolio

10/03/2024 12:49 PM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
The Importance of a Diversified Portfolio
Major news events can influence investments, but diversification plays a crucial role in managing risk. Understanding the pros and cons of diversification and finding the right balance can help protect a portfolio, with guidance from a financial advisor recommended before making any changes.

7 Steps to Actually Completing Your Estate Plan

09/25/2024 04:05 PM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
7 Steps to Actually Completing Your Estate Plan
Estate planning is a continual process of designating how your assets will be distributed and selecting key individuals for important roles. Here are steps to get through the initial process and to ensure your estate plan is up-to-date.

Timing Your Social Security Benefits

09/18/2024 10:44 AM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
Timing Your Social Security Benefits
Claiming Social Security benefits early, at full retirement age, or delaying until age 70 presents unique financial advantages and disadvantages, depending on individual circumstances and future projections of the Social Security trust fund.
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