Blog categorized as Investing

Lump-Sum Investing vs. Dollar-Cost Averaging - Part 1: Raw Returns

01/16/2021 09:00 AM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
Lump-Sum Investing vs. Dollar-Cost Averaging - Part 1: Raw Returns
Good news – you have an extra $24,000, and you’ve decided to invest it in the stock market. It’s always nice to have investable cash on hand, but ...

The Business of Investing

01/15/2021 09:00 AM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
The Business of Investing
With all the excitement over stocks and bonds, and their ups and downs in headline news, there is a key concept often overlooked: Market returns are ...

Get Along, Little Market

01/14/2021 09:00 AM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
Get Along, Little Market
Like a bucking bronco, near-term market returns are characterized more by periods of wild volatility than by a steady-as-she-goes trot. Diversification helps ...

Managing the Market’s Risky Business

01/13/2021 09:00 AM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
Managing the Market’s Risky Business
Before we even have words to describe it, most of us learn about life’s general risks when we tumble into the coffee table or reach for that pretty cat’s tail. Investment risks aren’t as straightforward.

The Full-Meal Deal of Diversification

01/12/2021 09:00 AM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
The Full-Meal Deal of Diversification
Among your most important financial friends is diversification. After all, what other single action can you take to simultaneously dampen your exposure ...

Financial Gurus and Other Fantastic Creatures

01/11/2021 09:00 AM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
Financial Gurus and Other Fantastic Creatures
In his Berkshire Hathaway 2017 Shareholders Letter, Warren Buffett described his take on investment “experts” when he wrote: “Performance comes, performance goes. Fees never falter.” Instead, Buffett suggests, “Seizing the opportunities ...

Understanding Sequence Risk

01/10/2021 09:00 AM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
Understanding Sequence Risk
There is a lot to think about when planning for retirement. While we have a degree of control over many of the choices involved, there’s one big wild card called sequence risk.

Ignoring the Siren Song of Daily Market Pricing

01/08/2021 09:00 AM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
Ignoring the Siren Song of Daily Market Pricing
What causes market prices to change? It begins with the never-ending stream of news informing us of the good, bad, and ugly events that are forever taking place.

You, the Market, and the Prices You Pay

01/07/2021 09:00 AM By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA - Comment(s)
You, the Market, and the Prices You Pay
When it comes to investing (or anything in life worth doing well) it helps to know what you’re facing. In this case, that’s “the market.”
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